Terms

1.The agreement

These terms are an agreement between you ("you," "the merchant") and The Aquarian LLC, a Mississippi limited liability company doing business as Coin Moebius ("we," "us," "the Cloud"). By creating an account, paying us, or using the Coin Moebius Cloud (including the dashboard, the hosted webhook, and the status API), you agree to these terms.

If you are using the Cloud on behalf of an organization, you represent that you have the authority to bind that organization to these terms, and "you" includes both you personally and the organization.

2.The service

The Coin Moebius Cloud is a hosted webhook receiver, a status API, a merchant dashboard, and an encrypted secret store sitting on top of the open-source Coin Moebius SDK. We receive callbacks from the payment providers you have connected, verify their signatures, log the transactions for your dashboard, and forward the buyer to the success URL you configured.

What we are not: a payment processor, a merchant of record, a bank, a money transmitter, an escrow agent, or a broker. We never have custody of buyer funds. Money flows directly between buyers and your own provider accounts (Stripe, NOWPayments, or, for pay-by-mail, the buyer to you).

3.Your account

You may open one account per legal person or organization. Account credentials are personal to you; you're responsible for keeping them safe and for any activity on the account. Tell us promptly if you suspect unauthorized access.

The information you give us during signup must be accurate. You must be at least 18 years old (or the age of majority in your jurisdiction) to open an account.

4.Acceptable use

You agree not to use the Cloud to:

• Sell goods or services that are illegal in your jurisdiction or in the United States, or that violate the terms of the payment provider you have connected.
• Process transactions that are fraudulent, deceptive, or designed to launder money.
• Resell, sublicense, or rent access to our API to third parties as a service offering of your own. (Self-hosting the open-source SDK and pointing it at your own webhook is fine; that's not what this clause is about.)
• Reverse-engineer, scrape, or systematically harvest data from the dashboard or API beyond what the API itself permits.
• Probe, attack, or disrupt the Cloud, including circumventing rate limits or impersonating other accounts.
• Use the Cloud in a way that breaks any law that applies to you or to us.

If you find a security flaw and want to report it responsibly, the Trust page describes how. We won't take action against good-faith researchers acting under standard disclosure norms.

5.Your relationship with payment providers

You bring your own Stripe and NOWPayments accounts (and any other providers we add over time). Your relationship with each provider is governed by its own terms, including their acceptable-use policies, fees, fund-holding rules, and dispute procedures. We do not modify or override those agreements.

If a provider freezes your account, refuses to settle a payment, or holds funds for any reason, that's between you and the provider. We don't control their decisions and we have no claim on the funds. Our role is limited to relaying their webhooks into your dashboard.

Pay-by-mail transactions are settled directly between buyer and merchant. We generate the reference code and surface the row in your dashboard for you to mark received; we never touch the physical payment.

6.Fees and payment

The current published plans are:

• Free: $0/month, up to 100 transactions per billing period.
• Pro: $10/month, includes 5,000 transactions per billing period, 2¢ per transaction for the next 5,000, then 1¢ per transaction beyond that. Billed monthly through Stripe.
• Pro Annual: $100/year, paid in cryptocurrency through NOWPayments, no auto-renew. Includes the same 5,000-transaction-per-monthly-anniversary allotment and the same tiered overage rates as Pro. Overage charges accumulate across months and are invoiced separately the first time the running total reaches $15. Each overage invoice can be paid in crypto (NOWPayments) or by card (Stripe), picked at the moment you click Pay; we never store a card.
• Enterprise: $100/month (or $1,200/year, or $1,000/year in crypto), unlimited transactions with no overage charges. Includes higher API rate limits, a server API key, and priority on the support inbox. Billed the same way as Pro for the corresponding billing mode (monthly through Stripe, annual through Stripe, or annual through NOWPayments).

Test transactions don't count against your allotment. Overage charges on Pro Monthly are billed with your next monthly invoice through Stripe, automatically. Overage on Pro Annual is billed as a separate invoice once accumulated charges reach $15; balances below $15 carry forward to the next month. Pro Annual overage invoices can be settled in crypto (NOWPayments) or by card (Stripe), at your choice each invoice.

If an overage invoice (or for Pro Monthly, the monthly Stripe charge) fails to settle, we throttle the account's transaction allowance to the Free-tier limit (100 per period) until the bill is paid. The Pro plan badge and dashboard access remain. For Pro Monthly, if Stripe's automatic retries do not recover the charge within 14 days, the subscription cancels and the account drops to Free at the next period end. For Pro Annual, the throttle stays in place until the bill is paid or until the annual subscription naturally expires; we never auto-cancel a Pro Annual account that has time remaining on its year.

Provider fees (Stripe's percentage, NOWPayments' percentage, and so on) are paid by you directly to those providers and are not included in our fees.

Prices, allotments, and overage tiers can change. We'll give at least 30 days' notice before any price increase takes effect for an existing account; you'll always have the option to cancel before the new price applies.

7.Cancellation and refunds

Payments are non-refundable, except where required by law. This applies to both Pro monthly (paid through Stripe) and Pro Annual (paid through NOWPayments).

Pro (Stripe, monthly): cancel any time from your dashboard or via the Stripe Customer Portal. Cancellation stops future charges; you keep Pro through the end of the period you've already paid for, and your account drops to the Free tier once that period ends.

Pro Annual (crypto): there's no auto-renew. To extend, you simply pay again at the end of the year. The annual fee is not refundable once paid.

8.The open-source SDK

The Coin Moebius SDK is published at github.com/aquarian-metals/coin-moebius under an open-source license. Your use of the SDK, including self-hosting it against your own server and never touching the Cloud, is governed by that license, not by these terms.

These terms govern only your use of the hosted Cloud. If we shut down tomorrow, the SDK keeps working, you keep your right to use and distribute it under its license, and you can run it against your own infrastructure indefinitely.

9.Suspension and termination

You can close your account at any time from the dashboard. Closure stops billing and starts the retention clock described in section 8 of the Privacy policy.

We may suspend or terminate your access if you materially violate these terms. For non-emergency violations, we'll give you at least 14 days' notice describing the issue and an opportunity to cure. For fraud, illegal use, security threats, or violations that put other merchants at risk, we may suspend or terminate immediately without prior notice; we'll always notify you afterward and explain the reason.

On termination by either party, we'll preserve your transaction history for the retention windows in the privacy policy and make a reasonable effort to let you export it before any data is deleted.

10.Disclaimers

The Cloud is provided "as is" and "as available." To the maximum extent permitted by law, we disclaim all warranties (express, implied, statutory, or otherwise), including merchantability, fitness for a particular purpose, and non-infringement.

We do not guarantee any specific level of uptime, throughput, or latency. We aim for reliability and we'll work in good faith to keep the Cloud running, but we are not promising an SLA.

The Cloud relays data between you and third parties (payment providers, email services, hosting infrastructure). We don't warrant the availability or accuracy of those third-party services.

11.Limitation of liability

To the maximum extent permitted by law, our total cumulative liability to you for any claim arising out of or relating to these terms or the Cloud, whether in contract, tort, or otherwise, is limited to the greater of (a) the fees you paid us in the 12 months preceding the event giving rise to the claim, or (b) one hundred US dollars.

We are not liable for indirect, incidental, special, consequential, exemplary, or punitive damages, including lost profits, lost revenue, lost data, business interruption, or substitute-service costs, even if advised of the possibility.

Some jurisdictions don't allow some of these limitations. Where that applies to you, the limitations apply to the maximum extent permitted instead of being void entirely.

12.Indemnification

You agree to defend, indemnify, and hold harmless The Aquarian LLC, its members, officers, employees, and contractors from any claim, demand, loss, or expense (including reasonable attorneys' fees) arising out of your use of the Cloud, your violation of these terms, your violation of any law or third-party right, or any claim related to the goods or services you sell using the Cloud.

We'll let you know promptly if a claim is made, give you reasonable control of the defense (provided you don't settle without our written consent on terms that admit fault by us or impose obligations on us), and reasonably cooperate in the defense at your expense.

13.Governing law and disputes

These terms are governed by the laws of the State of Mississippi, USA, without regard to conflict-of-laws principles.

Before filing any formal action, you agree to first contact [email protected] describing the dispute and what you're asking for, and to let us respond within 30 days. Most disputes can be resolved that way; this clause is meant to give both sides a real chance to do that before anyone spends money on lawyers.

If informal resolution fails, the dispute will be resolved by the state or federal courts located in Mississippi, , and you and we consent to the personal jurisdiction of those courts. Either party may bring qualifying claims in small-claims court instead.

14.Changes to these terms

We may update these terms from time to time. If a change materially affects your rights or obligations, we'll notify account holders by email at least 30 days before the change takes effect, and update the "Last revised" date at the top of this page. Continued use of the Cloud after the effective date constitutes acceptance of the updated terms; if you don't agree, you may cancel before they take effect.

15.Miscellaneous

Entire agreement. These terms, together with thePrivacy policy and any plan-specific terms shown at signup, are the entire agreement between you and us about the Cloud.

Severability. If any provision is held unenforceable, the rest remain in force.

No waiver. Our failure to enforce any provision isn't a waiver of the right to enforce it later.

Assignment. You may not assign these terms without our written consent. We may assign them in connection with a merger, acquisition, or sale of substantially all our assets.

Notices. Notices to us go to [email protected]. Notices to you go to the email on your account.